Reference rate

Key information for interest costs

The reference rate is the interest rate used as a basis for calculating and adjusting interest costs or income in various financial agreements or loans. It can be a fixed or variable interest rate typically tied to an external economic indicator, such as a central bank's policy rate or another market interest rate. The reference rate provides a fundamental reference point for determining the actual interest rate applicable to a specific financial transaction. Changes in the reference rate can impact the overall interest costs and income for the parties involved. The choice of the reference rate may vary depending on local market standards and contractual terms.

The following reference rates are updated in Nordkap:

  • STIBOR (SEK)
  • EURIBOR (EUR)
  • SONIA (GBP)
  • NIBOR (NOK)
  • CIBOR (DKK)

Please note that the visibility of reference rates depends on your organization's agreement with Nordkap.

To add additional currencies for your organization and thus additional reference rates, please contact support@nordkap.se.